Terms and Conditions of Use

These terms govern your use of our website and financial planning consultation services. By accessing this website or using our services, you agree to these terms. Please read them carefully before proceeding.

These terms were last updated on October 4, 2025 and apply to all current usage

Acceptance of Terms Required

By accessing or using this website and our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our website or services. Your continued use constitutes ongoing acceptance of these terms including any modifications we make.

Key Definitions

For purposes of these terms, the following definitions apply throughout this document:

• Website refers to this online platform operated by belionthra accessible at belionthra.sbs including all pages, content, functionality, and features available through the platform.
• Services refers to financial planning consultation services we provide including complimentary initial sessions, comprehensive analysis, strategy development, and ongoing support as described on the website.
• User or You refers to any individual or entity accessing this website or using our services regardless of registration status or service level.
• We or Our Company refers to belionthra and its consultants, employees, contractors, and affiliated entities providing services through this platform.

Permitted Use of Services

You may use this website and our services for lawful purposes only. You agree to use services in good faith, provide accurate information during consultations, and respect the professional nature of our relationship. Unauthorized use, attempts to interfere with website functionality, or misuse of information obtained through our platform violates these terms.

Eligibility Requirements

Our services are intended for individuals aged eighteen years or older who have legal capacity to enter binding agreements. By using our services, you represent that you meet these eligibility requirements.

If you are accessing services on behalf of an organization, you represent authority to bind that entity.

Your Responsibilities as User

When using our website and services, you agree to the following responsibilities:

• Provide accurate, current, and complete information during registration, consultation requests, and ongoing communications with our team.
• Maintain confidentiality of any account credentials and notify us immediately of unauthorized access or security breaches you discover.
• Comply with all applicable laws and regulations when using our services and making financial decisions based on consultations.
• Accept responsibility for decisions you make regarding your finances even when based on recommendations or information we provide during consultations.

Prohibited Activities

The following activities are strictly prohibited when using our website or services:

• Violating laws, regulations, or third party rights including intellectual property, privacy, or contractual rights through your use of our platform.
• Transmitting viruses, malware, or harmful code that could damage, interfere with, or compromise our website, systems, or other users' experiences.
• Attempting unauthorized access to our systems, other user accounts, or restricted areas of the website through hacking, password mining, or similar methods.
• Using automated systems, bots, or scrapers to access, collect data from, or interact with our website without explicit written permission.
• Impersonating others, providing false information about your identity, or misrepresenting your affiliation with any person or organization during interactions.

Intellectual Property Rights Protection

All content on this website including text, graphics, logos, images, software, and functionality remains the property of belionthra or its licensors. This content is protected by copyright, trademark, and other intellectual property laws. You may view and use content for personal purposes only. Reproduction, distribution, modification, or commercial use requires explicit written permission.

Content You Provide

When you submit information through contact forms, consultation requests, or communications with our team, you grant us license to use that information for providing services, improving our platform, and fulfilling obligations under these terms.

Privacy and Data Protection Practices

Your privacy matters to us. Our Privacy Policy explains how we collect, use, store, and protect your personal information. By using our services, you consent to data handling practices described in that policy. We implement reasonable security measures but cannot guarantee absolute protection against all threats. Privacy Policy Page

Service Disclaimers and Limitations Explained

Important disclaimers regarding our services and the information we provide:

Limitation of Liability Terms

To the maximum extent permitted by Australian law, we limit liability for indirect, incidental, consequential, or punitive damages arising from use of our website or services. We are not liable for financial losses resulting from decisions you make based on consultations.

User Indemnification

You agree to indemnify, defend, and hold harmless belionthra, its consultants, employees, and affiliates from claims, damages, losses, or expenses including legal fees arising from your use of services, violation of these terms, or infringement of rights.

Dispute Resolution Process Overview

We prefer resolving disputes through informal communication. However, formal dispute resolution follows these procedures:

Governing Law and Jurisdiction

These terms are governed by and construed in accordance with the laws of Australia. Any disputes arising from these terms or use of our services fall under the jurisdiction of Australian courts.

Termination Rights

We reserve the right to terminate or suspend your access to our website and services immediately, without prior notice, for conduct that violates these terms or is harmful to other users, our business, or third parties.

Terms Modifications

We may modify these terms at any time by posting updated versions on our website. Changes become effective immediately upon posting. Continued use after modifications constitutes acceptance of updated terms. We recommend reviewing terms periodically.

Severability Clause

If any provision of these terms is found invalid or unenforceable by a court, the remaining provisions continue in full force and effect. Invalid provisions will be modified minimally to make them enforceable while preserving intent.

Entire Agreement Statement

These terms, together with our Privacy Policy and other policies referenced herein, constitute the entire agreement between you and belionthra regarding use of our website and services. They supersede all prior agreements or understandings.

Contact Information for Questions

If you have questions, concerns, or need clarification about these terms and conditions, please contact us: