Legal Disclaimer Information

Important Notice Please

Read this disclaimer carefully before using services

By accessing this website and using our services, you acknowledge understanding and accepting these terms

This disclaimer governs your use of our website and financial planning consultation services. The information provided through our platform serves educational and informational purposes. It does not constitute professional advice tailored to your specific circumstances.

General Information Notice

The content on this website provides general information about financial planning concepts, consultation services, and related topics. While we strive for accuracy, this information should not replace professional advice specific to your situation. Financial decisions involve numerous factors unique to each individual. Always consider your complete circumstances before making significant financial choices. Results may vary based on individual situations, market conditions, and external factors.

Limitations of Liability Terms

To the maximum extent permitted by Australian law, we limit liability for the following circumstances:

Indirect, incidental, or consequential damages arising from use of our website or services provided through consultations
Financial losses resulting from decisions made based on information obtained through our platform or during consultations
Errors, omissions, or inaccuracies in content provided on the website despite reasonable efforts to maintain accuracy
Service interruptions, technical issues, or unavailability of website functionality due to circumstances beyond reasonable control

Information Accuracy Statement

We make reasonable efforts to ensure information on this website remains current and accurate. However, financial regulations, market conditions, and other factors change frequently. Information may become outdated between updates. We do not guarantee the completeness, accuracy, or timeliness of all content presented. Users should verify important information through additional sources before making decisions.

Content reflects general knowledge and should not substitute for professional advice addressing your specific circumstances and needs.

Professional Advice Requirement Notice

Information on this website does not constitute financial, legal, tax, or other professional advice. You should consult qualified professionals regarding your specific situation before making significant decisions. Our consultations provide guidance and recommendations, but ultimate responsibility for decisions rests with you.

External Links Notice

Our website may contain links to third party websites for your convenience. We do not control or endorse these external sites and assume no responsibility for their content, privacy practices, or services. Accessing external links occurs at your own risk.

No Results Guarantee Statement Clearly

We do not guarantee specific financial outcomes, returns, or results from our consultation services. Results may vary significantly based on individual circumstances, market conditions, and numerous factors beyond anyone's control.

Individual Variation in Outcomes Expected

Each client's situation differs in terms of starting position, goals, risk tolerance, time horizon, and external factors. Outcomes depend on these variables plus market conditions, economic environment, and implementation consistency. Past performance doesn't guarantee future results.

Important Financial Planning Considerations Explained

When considering financial planning services, understand these important points about risk and outcomes:

All financial decisions involve some level of risk. Market conditions fluctuate, and values can decrease as well as increase over time.
Past performance of any approach or market segment does not predict or guarantee future results under different conditions.
Results may vary significantly between individuals based on circumstances, timing, implementation consistency, and external factors beyond control.

Jurisdiction and Applicable Law

This disclaimer is governed by and construed in accordance with Australian law:

These terms are governed by the laws of Australia. Any disputes arising from use of this website or our services fall under the jurisdiction of Australian courts. We operate primarily for Australian residents.

Australian consumer protection laws may provide rights that cannot be excluded. Nothing in this disclaimer limits statutory rights.

Users outside Australia should ensure compliance with their local regulations regarding financial services and online content.

User Indemnification

You agree to indemnify and hold harmless our company, consultants, and affiliates from claims, damages, or expenses arising from your use of this website or services, violation of these terms, or infringement of any rights.

Severability Provision

If any provision of this disclaimer is found invalid or unenforceable by a court, the remaining provisions continue in full force and effect. Invalid provisions will be modified minimally to make them enforceable.

Modifications Rights

We reserve the right to modify this disclaimer at any time without prior notice. Changes become effective upon posting to the website. Continued use after modifications constitutes acceptance of updated terms.

Contact Information

If you have questions or concerns about this disclaimer, please contact us through the following methods:

Email Address: content@belionthra.sbs

Phone Number: +61835336306

Office Address: 66 Clarence Street, Sydney, NSW 2000 Australia

Effective Date of Disclaimer: This disclaimer became effective on September 16, 2025 and applies to all usage

Last Updated Revision Date: This disclaimer was last reviewed and updated on September 16, 2025 currently